Cruise through your car loan

Takes 60 seconds, no impact 
on your credit profile to see 
if you're approved 👍

Rates from as low as 6.9% APR,
Representative 15.7% APR

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Lightning fast

Ready to buy in a flash ⚡️

Get your car loan sorted upfront, in under 10 minutes.

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pink stars 1

In 45 years on this planet, Carmoola is simply the best finance company. The process was lightning fast. Others take note, this is how you do car finance!

John-Houston

John Houston

Proud BMW 4 Series Owner

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How it works

Out with the old
Drive in with the new 🚘

Step 1

Set your loan amount

In just 60 seconds, see how much you can borrow towards your next car

Step 2

Buy your dream car

Pay swiftly online with your card, or by bank transfer at the showroom

Step 3

Hit the road and pay monthly

Take full control of your account in the Carmoola app

We offer hire purchase loans between £2k-40k for used cars.
Finance is subject to status and is only available to UK residents aged 18 and over.

Takes 60 seconds, no impact on your credit profile
to see if you're approved 👍

appr-dealers (1)

Carmoola is not directly affiliated with any of these companies

WHERE TO BUY

Buy your car from 8,000+ approved dealerships 👍

Whether you’re buying online or direct from a dealership, we’ve got you covered. With over 8,000 dealerships across the UK, you’re sure to find the car of your dreams

Eligibility

See if you’re likely to be approved 🤞

  • Aged between 18 - 75
  • Live in the UK
  • Have a full driving licence
  • Buying a second hand car
  • Borrowing between £2K - £40k

Answer a couple of questions to find out if you might be eligible to buy your car with Carmoola!

We’re on a mission to make 
you say “wow!” 🤩

Trustpilot_ratings_5star

“The easiest application for car finance I’ve ever had. Even the garage I purchased from was impressed at how quick the process was! Would recommend to anyone.”

Corey

Corey

Trustpilot_ratings_5star

“This is the best car finance company I’ve ever dealt with, they are the meaning of hassle free and I can guarantee they’ll be lower than you current finance on interest rates.”

Twayne

Twayne

Trustpilot_ratings_5star

“Went from a few questions answered honestly and quickly over whatsapp. To signing my refinance agreement and my existing finance company getting paid in under 2 hours. Simple, easy and stress free experience.”

Connor

Connor

Trustpilot_ratings_5star

“Applied for finance and literally was asked a few questions the day after to clarify some things. The same day I went through the dealership and car was ready to drive home the same day. Superb company and communication and the app is great.”

Dan

Dan

Trustpilot_ratings_5star

“Easy to use the app and very helpful staff. I also was given the best deal that nobody else could offer me. Thanks team Hanan, Kayleigh and Tom.”

Jordan

Jordan

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Helping you

5 ⭐️ support

Got a question? Our friendly, UK-based team is here from 8am - 9pm EVERY day, via WhatsApp, email, SMS or phone.

Dream it Drive it

What would you like to do first?

Download on the App Store
Get it on Google Play

Takes 60 seconds, no impact on your credit profile to see 
if you're approved 👍

Rates from as low as 6.9% APR, Representative 13.9% APR

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