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Hire Purchase – or HP – is a type of car finance that lets you spread the cost of a car over an agreed length of time, after which you'll own the car outright.
Personal Contract Purchase - or PCP - is a flexible finance agreement that allows you to hand the car back, own it outright or trade it in for another at the end.
Refinance is the process of taking out a new finance agreement so you can pay off your current loan and switch to a new lender.
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By participating in the 'Test Drive Speed Dating' initiative, you agree to the following terms and conditions (the Terms). Please read these Terms carefully before engaging in the initiative. By participating, you agree to be bound by these Terms.
The 'Test Drive Speed Dating' initiative provides participants with an all-expenses paid experience ("Test Drive Speed Dating") for the purposes of establishing whether an in-car romantic date can be a suitable alternative to more traditional forms of dating. The Test Drive Speed Dating experience does not guarantee an emotional or romantic connection.
All participants taking part as the driver during the date will need a full driving licence, which is valid in the United Kingdom, and not currently be disqualified from driving.
Participants must also be medically fit to drive and not under the influence of drugs or alcohol on the day of the event.
Participants who are driving or operating a vehicle during the event must take all reasonable care to ensure the safety of themselves, their passengers, and other road users.
Safe and responsible driving is a priority, and all participants must adhere to traffic laws at all times. Carmoola, nor any partners involved in arranging or managing the test drives, shall be responsible for any negligence or recklessness. Participants will be responsible for any fines or charges resulting from a failure to adhere to the rules of the road.
Participants who are passengers in the vehicle must act responsibly and must not distract the driver in a way that could compromise safety.
Participants may be filmed as part of the event. While we encourage natural engagement with the experience, including interaction with any camera and their date, safety must always come first. Drivers should only interact with the camera or their date where it is safe to do so and must not allow filming to distract them.
Carmoola will arrange, via a third-party provider, for the vehicle to be insured for the duration of the event. Participants may request proof of this insurance coverage at any time.
Participants in the Test Drive Speed Dating initiative are expected to behave in a respectful manner - this includes to the providers of the test drive vehicle(s) and their ‘date’. However, Carmoola cannot guarantee the nature of every interaction or conversation.
Carmoola shall not be held responsible or liable for any inappropriate language or conduct from the Test Drive Speed Dating participants, including but not limited to language or behaviour that may be deemed offensive, sexist, racist, homophobic, or otherwise discriminatory. Any such behaviour does not reflect the views or policies of Carmoola.
If a participant feels uncomfortable or unsafe, they should notify one of the Carmoola employees present immediately.
To facilitate the Test Drive Speed Dating initiative, Carmoola will need to share limited and necessary personal data with the partner(s) providing the test drive vehicles. This may include, but is not limited to:
Carmoola is committed to minimising the data shared, and all shared personal data will be handled in compliance with applicable data protection laws, including the UK General Data Protection Regulation (GDPR).
For more information on how we handle personal data, please refer to our Privacy Policy.
By participating in the Test Drive Speed Dating initiative, you agree that Carmoola may involve you in marketing efforts surrounding the initiative. This may include using your feedback, experience, and non-personally identifiable information for promotional purposes.
If Carmoola wishes to use your image, likeness, or any personal identifiers for marketing purposes (e.g. in photos, videos, or testimonials), we will seek your explicit prior consent.
Participation in the Test Drive Speed Dating initiative is entirely voluntary. You are free to opt out of the initiative at any time without penalty or obligation.
Carmoola is not responsible for advising you on financial decisions or car financing products, and you are encouraged to seek independent financial advice as needed.
Carmoola reserves the right to terminate or withdraw the Test Drive Speed Dating initiative at any time for any reason. Likewise, you are free to withdraw from participation at any time.
In the event you are unhappy with the initiative, you are encouraged to contact Carmoola directly, and we will investigate any concerns.
Carmoola is a trading name of Carmoola Limited which is registered in England & Wales, under Registered No. 12992987. Its Registered Office is First Floor, 1 Whittlebury Mews West, Primrose Hill, London, NW1 8HS. Carmoola Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 958057), and a member of CIFAS (the UK’s leading fraud prevention service).
Registered with the Information Commissioner’s Office in compliance with the Data Protection Regulations 2018 under registration ZA905089.
Finance is subject to status and is only available to Mainland UK residents aged 18 and over. Carmoola is committed to responsible lending.
To get in touch, email us at support@carmoola.co.uk
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