Turn more test drives into sales
Carmoola customers show up ready to buy with finance already sorted and a clear budget in mind. That means fewer time-wasters, faster decisions, and more deals done.
*Based on average time from loan approval to purchase. UK average refers to used vehicles typically sitting on forecourts for 40 days before selling (Cap HPI, January 2026).
What to do when a Carmoola customer arrives
A Carmoola customer will show up at the forecourt with their signed car finance agreement in the app. This means they’re approved for finance and ready to buy.
It’s a simple handover, and here’s what to expect:
Work your magic
Give them a great experience: show the car, take them for a spin, and answer any questions. If they spot another car on your forecourt, they can easily update it in the app without affecting the deal.
Receive payment
You can choose bank transfer or let the customer pay with their virtual Carmoola card. If you choose bank transfer, the customer will upload your invoice and bank details in the app, and we’ll handle the rest. On average, funds are released within 20 minutes.
Hand over the keys
That’s it. You close the deal without chasing banks or forms. Just a smooth sale and a happy customer.
What you get as a Trusted Dealership
Be front and centre
Featured inside the Carmoola app, where our customers browse cars and dealerships and discover your inventory first.
Fast-tracked sales
No back-and-forth finance paperwork. No waiting on lenders. Carmoola customers are ready to pay.
Reach reliable buyers
We approve customers that traditional lenders overlook, like those with shorter UK credit histories. These customers are motivated and ready to buy.
Trusted Dealership eligibility criteria
We work with dealerships across the UK, but only the best earn our Trusted Dealership badge. These partners are:
- 🔎︎ Fully vetted and monitored by our Partnerships Team
- ⭐ Established for 12+ months with strong reviews
- 😍 Known for a high-quality, transparent and pressure-free buying experience
- 🙌 Committed to maintaining Carmoola’s higher standards over time
It’s our way of making sure customers shop smart and drive off with confidence. If this is you, we’d love to work together.
Ready to partner with us?
Apply now to join one of the UK’s fastest-growing car finance networks.
Apply to become a Trusted Dealership
Backed by Natwest and trusted by thousands of UK drivers, Carmoola is the modern way to close more sales.
See what real customers are saying on Trustpilot.
Trusted Dealership Network FAQs
Is there a cost to join Carmoola’s Trusted Dealership network?
There is no fee to join Carmoola’s Trusted Dealership Network. Joining is 100% free. We don’t charge you referral fees or take a cut from your sales.
How do I get listed in the Carmoola app?
Once you're approved as a Trusted Dealership, your business is featured in-app so customers can discover and connect with you directly.
What kind of customers will I work with?
Carmoola customers are pre-approved, finance-first buyers. They already know their budget, and they're browsing for the right car, not finance options.
Are my cars visible to Carmoola customers?
Yes! Your cars are included in our in-app car search feature, with all the technical work covered by us. Thousands of customers see your cars for free.
How are Carmoola customers connected to my dealership?
When a customer sees your listing in-app, they can enquire directly or visit your forecourt. We streamline everything from search to sale.
Do I need to change how I sell or do paperwork differently?
Not at all. We handle all the finance admin. You sell as you normally would, just with quicker, better-prepared buyers.
How are part exchanges handled with Carmoola customers?
You can provide the customer with a part-exchange value for their car. The customer can then add the part exchange amount towards their deposit in the Carmoola app.
If the vehicle has outstanding finance, please note:
- Carmoola does not offer contra-settlement.
- You’ll need to settle the existing finance on the part-exchange vehicle directly.
- Carmoola will pay out separately for the purchase of the new vehicle.
This ensures the customer’s finance agreement is kept clean and the process remains transparent for all parties.
What if I’m selling a car with unit stocking?
If the vehicle is under a unit stocking agreement (such as with LE Capital), the finance must be cleared before the sale goes ahead. We’re unable to proceed with payout until the stocking loan has been settled, so please ensure the vehicle has no outstanding finance before completing the transaction.
What does Carmoola expect from me?
Dealerships are not expected to introduce or promote Carmoola, as they are not acting as brokers.
If a customer chooses Carmoola independently, we simply ask that dealerships support that decision and allow the transaction to progress smoothly. This includes working collaboratively with us to quickly resolve any customer questions or issues.
What if I have questions or need support?
Our Partnerships Team is here to help. We’ll work closely with you to ensure the process is smooth for both you and Carmoola customers. Get in touch with the team via email here.