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The Carmoola car depreciation index, powered by Brego, clearly and colourfully helps make sense of which cars hold their value the best —and those that might have dropped like a stone.

Make and models blue car logo

Using a benchmark of 36,000 miles / 3 years we found the models and makes that hold their value the best and those that struggled to keep theirs after rolling off the forecourt.

Top 10 cars retaining their value

Make/Model
Retained value 
1 A1 Audi
81.5 %
2 Macan Porsche
80.7 %
3 i10 Hyundai
80.2 %
4 Picanto Kia
79.2 %
5 Yaris Cross Toyota
79.1 %
6 Polo Volkswagen
78.4 %
7 Aygo Toyota
78.2 %
8 Countryman Mini
76.7 %
9 Jazz Honda
76.6 %
10 Clubman Mini
76.5 %
Last updated: September 25, 2025

Bottom 10 cars retaining their value

Model/Model
Retained value 
1 Zoe Renault
31.4 %
2 I-Pace Jaguar
32.3 %
3 E-Tron Audi
32.7 %
4 Corsa Vauxhall
32.7 %
5 IONIQ Hyundai
32.7 %
6 Leaf Nissan
33.5 %
7 C4 Citroen
36 %
8 Mokka Vauxhall
36.3 %
9 2008 Peugeot
37.2 %
10 208 Peugeot
37.7 %
Last updated:  September 25, 2025
Audi A1 in blue 300 x 309

Audi A1

The popular hatchback topped our list of cars retaining their value, losing on average just 18.5% of its original value in the first three years or 36,000 miles. At a current average sale price of £24,230, this means that an Audi A1 would only lose £4,483 in that time.

Top 5 makes retaining their value

Make
Retained value
1 Porsche
75.9 %
2 Mini
74.9 %
3 Honda
72.2 %
4 Dacia
71.9 %
5 Toyota
71.7 %
Last updated: September 25, 2025

Bottom 5 makes retaining their value 

Make
Retained value
1 DS
45.6 %
2 Tesla
48.7 %
3 Fiat
49.4 %
4 Polestar
49.9 %
5 Jeep
52 %
Last updated: September 25, 2025
Porsche logo

Porsche perfection

Porsche drivers can feel even more satisfied, with the iconic German performance brand proving a shrewd financial choice by retaining 75.9% of its value - the highest average of any marque in the UK.

Ellipse 144

Dismal DS

French marque DS is still finding it difficult to cement its place as a premium brand, with Citroën’s luxury offshoot seeing its cars shed almost half their value within just a few years of ownership.

renault-zoe

Renault’s repeat defeat

For the second year running, Renault ZOE is the UK’s worst car for depreciation. With the model now discontinued and outshone by the retro-styled Renault 5, three-year-old ZOEs are holding just 30% of their original value.

Fuel type drivers-seat

Is the surge in electric vehicles a genuine long-term shift in motoring, or merely a trend driven by hype and incentives that could carry costly consequences? The data suggests that, despite government efforts to phase them out, traditional petrol models still hold their value far better in the used car market.

Depreciation of car value by fuel type

  • fuel1
    Petrol
  • Diesel
    Diesel
  • electric
    Electric
  • plugHybrid
    Plug-in Hybrid
  • hybrid
    Hybrid
Last updated: September 25, 2025
Age in years

Electric shock

Electric vehicles saw the sharpest depreciation, losing a whopping 54% of their original value after the first three years - a possible reflection of rapidly advancing technology and questions about battery lifespan. Despite this, Hybrid vehicles are continuing to retain desirability with their value dropping by a mere 27% over the same timeframe.

evs

Car colour  colorpicker

Will choosing a traditional car colour help preserve some of its value or does risking a more jazzy finish help it stand out from the crowd?

Depreciation of car value by colour

  • Green
  • White
  • Silver
  • Blue
  • Black
  • Red
  • Brown
  • Grey
  • Orange
Last updated: September 25, 2025
Age in years
Card-1

Shades of loss

Conventional shades like black, grey, and silver suffer the sharpest depreciation over a ten-year period, with black cars holding on to just 32% of their original value by year ten. While these colours remain popular choices when new, they often struggle to make an impact in the used car market.

Green cars x3

Green Greatness

More vibrant and adventurous colours tend to hold their value better over time. By year ten, green and orange cars lose only 62% of their original value, while red cars lose 64%. These bolder shades appear to give vehicles greater longevity in the resale market, making them slower to depreciate compared to more traditional tones.

Body type img

Does a family-friendly MPV keep its value better than a more dated saloon or estate car body type?

 Depreciation of car value by body type

  • bodyCar1 Hatchback
  • bodyCar2 Small SUV / Estate
  • bodyCar3 Saloon
  • bodyCar4 Large SUV / 4x4
  • bodyCar5-1 Coupe
  • bodyCar6-1 Sports
  • bodyCar7-1 MPV
Last updated: September 25, 2025
Age in years

Most depreciation
proof car

Green Audi A1

Green Audi A1 814 x 600

Least depreciation
proof car

Black Renault Zoe

least-depreciation

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FAQs about our car finance calculator

Check below for the answers to some of our most frequently asked questions, related to our Hire Purchase car finance calculator. Got more questions? Check out our FAQs page 👍

Our calculator uses a number of variables to work out your result including the amount you’d like to spend on your car, the length of the agreement and the APR applied to the car finance. It uses these figures to help illustrate an example of what monthly repayments on this loan example might be.

Each lender has specific criteria that looks at your individual financial circumstances and calculates the interest rate based on these details. Car finance rates usually range between 6% and 30% APR. Car loan rates are subject to change

Car finance lenders determine the APR they can offer you, based on your individual credit profile. A good APR for one person, may be a terrible APR for another! To find out what APR you would get, why not answer a few quick questions on Carmoola? We only run a soft credit search when you do this, so there's no impact on your credit score just to find out.

Yes! Here's an example to help you understand how it works. Let's say you're buying a car that costs £10,000. Some lenders such as Carmoola will be able to help you borrow the whole £10,000 if you want to. However, if you decide to add a small deposit, let's say £2,000, then you'd only need to borrow £8,000 to buy the car. Borrowing less, means your monthly payments will be less, and you'll pay less interest overall.

When you take out a Hire Purchase car finance agreement, your APR is set at the beginning and is fixed throughout the term you choose.