Find out how our app works. Within a few minutes you’ll be one step closer to your new car.
Whether you’re buying online or direct from a dealership, we’ve got you covered.
Everything you need to know about using Carmoola and car finance.
See what other people say about their Carmoola experience.
Our UK based support team are online 8am - 9pm every day.
Apply now to get access to thousands of Carmoola customers.
Clearly and colourfully make sense of which cars hold their value the best —and those that might have dropped like a stone.
Hire Purchase – or HP – is a type of car finance that lets you spread the cost of a car over an agreed length of time, after which you'll own the car outright.
Personal Contract Purchase - or PCP - is a flexible finance agreement that allows you to hand the car back, own it outright or trade it in for another at the end.
Refinance is the process of taking out a new finance agreement so you can pay off your current loan and switch to a new lender.
Our calculator will estimate how much interest you'll be paying and how much your payments might be each month.
Use our early settlement calculator to estimate the outstanding amount on your current HP or PCP agreement.
See if you’re eligible for a car loan - it's fast, free and has no impact on your credit score.
See what other people say about their Carmoola experience
Testimonials
New car owners are loving how easy it is to get car financing and driving off in their new wheels
Omar Hayat
4 January, 2026
When it comes to car finance, I can recommend no other company other than Carmoola. After encountering an issue upon collection of a new vehicle, my case manager Charlie was unbelievable in resolving the matter and getting my car rejected. The customer service Carmoola offers is nothing short of exceptional and the app makes everything so easy. I have since purchased a new car and chose Carmoola again as I have 100% confidence in the company should any issues arise again.
David Maddocks
2 January, 2026
Greg Whitnall
2 January, 2026
The most simple, straight forward and honest finance I’ve ever come across
Richard Taylor
1 January, 2026
Jamel Reid
1 January, 2026
Paul Simpson
28 December, 2025
This company is amazing and very helpful with the car finding help and the best way to get finance for your vehicle will be using them again in the future
Syreeta Williams
24 December, 2025
Carmoola, made everything straightforward and efficient. When I did have a question, Carmoola responded quickly and clearly and kept me informed.
Mamie Modua
23 December, 2025
It was easy to apply and all processes went well.
Mark Warren
22 December, 2025
From the application through to the purchase of the car was seamless! I received authorisation and the virtual funds in minutes with competitive rates!!
Tom Jackson
22 December, 2025
Pay for your car with a plan that suits you.
Representative 13.9% APR
Carmoola is a trading name of Carmoola Limited which is registered in England & Wales, under Registered No. 12992987. Its Registered Office is First Floor, 1 Whittlebury Mews West, Primrose Hill, London, NW1 8HS. Carmoola Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 958057), and a member of CIFAS (the UK’s leading fraud prevention service).
Registered with the Information Commissioner’s Office in compliance with the Data Protection Regulations 2018 under registration ZA905089.
Finance is subject to status and is only available to Mainland UK residents aged 18 and over. Carmoola is committed to responsible lending.
To get in touch, email us at support@carmoola.co.uk
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