Find out how our app works. Within a few minutes you’ll be one step closer to your new car.
Whether you’re buying online or direct from a dealership, we’ve got you covered.
Everything you need to know about using Carmoola and car finance.
See what other people say about their Carmoola experience.
Our UK based support team are online 8am - 9pm every day.
Apply now to get access to thousands of Carmoola customers.
Clearly and colourfully make sense of which cars hold their value the best —and those that might have dropped like a stone.
Hire Purchase – or HP – is a type of car finance that lets you spread the cost of a car over an agreed length of time, after which you'll own the car outright.
Personal Contract Purchase - or PCP - is a flexible finance agreement that allows you to hand the car back, own it outright or trade it in for another at the end.
Refinance is the process of taking out a new finance agreement so you can pay off your current loan and switch to a new lender.
Our calculator will estimate how much interest you'll be paying and how much your payments might be each month.
Use our early settlement calculator to estimate the outstanding amount on your current HP or PCP agreement.
See if you’re eligible for a car loan - it's fast, free and has no impact on your credit score.
See what other people say about their Carmoola experience
Testimonials
New car owners are loving how easy it is to get car financing and driving off in their new wheels
Carleton Hughes
6 November, 2025
Extremely helpful non pushy conversations with a goof rate of interest, found them very good indeed
Vaisakh M Vijayan
6 November, 2025
Good and flexible methods both online and offline , Highly recommend
Lucy Tweddle
5 November, 2025
Easiest and simplest way to get car finance, being a young person I didn’t think I would be able to get car finance but Carmoola made it possible!
We had a few worries but everybody that we spoke to on the phone was super helpful and put to rest any doubts we had. Would definitely recommend Carmoola to everybody! They also sent out a little gift pack which is super cute as well!
David Kennedy
5 November, 2025
Has it says in the TV commercial it really is that. Easy, no forms to fill in, all done on app.
Once found the car they do a check on it for you free off charge and if all clear you can proceed with purchase.
Robert Paisley
4 November, 2025
Got my new car thanks to Carmoola. Absolutely brilliant. I highly recommend them for anyone wanting a new car. Quick and easy to do. Got a better rate I would've got of other company’s. Want car finance, get to Carmoola. Amazing very helpful people.
Mark Kinnell
4 November, 2025
It was so easy and stress free from the beginning to the end. Very happy, thank you
Jack Hotchins
4 November, 2025
Anthony Schmitt
4 November, 2025
Was very impressed with everything.
Arshaque Salahudeen
4 November, 2025
Wesley Mckinnell
3 November, 2025
Pay for your car with a plan that suits you.
Representative 13.9% APR
Carmoola is a trading name of Carmoola Limited which is registered in England & Wales, under Registered No. 12992987. Its Registered Office is First Floor, 1 Whittlebury Mews West, Primrose Hill, London, NW1 8HS. Carmoola Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 958057), and a member of CIFAS (the UK’s leading fraud prevention service).
Registered with the Information Commissioner’s Office in compliance with the Data Protection Regulations 2018 under registration ZA905089.
Finance is subject to status and is only available to Mainland UK residents aged 18 and over. Carmoola is committed to responsible lending.
To get in touch, email us at support@carmoola.co.uk
If you are struggling with, or worried about debt, MoneyHelper provide free support.
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