Find out how our app works. Within a few minutes you’ll be one step closer to your new car.
Whether you’re buying online or direct from a dealership, we’ve got you covered.
Everything you need to know about using Carmoola and car finance.
See what other people say about their Carmoola experience.
Our UK based support team are online 8am - 9pm every day.
Apply now to get access to thousands of Carmoola customers.
Clearly and colourfully make sense of which cars hold their value the best —and those that might have dropped like a stone.
Hire Purchase – or HP – is a type of car finance that lets you spread the cost of a car over an agreed length of time, after which you'll own the car outright.
Personal Contract Purchase - or PCP - is a flexible finance agreement that allows you to hand the car back, own it outright or trade it in for another at the end.
Refinance is the process of taking out a new finance agreement so you can pay off your current loan and switch to a new lender.
Our calculator will estimate how much interest you'll be paying and how much your payments might be each month.
Use our early settlement calculator to estimate the outstanding amount on your current HP or PCP agreement.
See if you’re eligible for a car loan - it's fast, free and has no impact on your credit score.
See what other people say about their Carmoola experience
Testimonials
New car owners are loving how easy it is to get car financing and driving off in their new wheels
Elle Morton
4 April, 2025
Always willing to help, nothing was too much trouble felt really smooth and easy journey.
Ama Asamoah
4 April, 2025
Nigel Pearson
4 April, 2025
everything done on line. brilliant that you can get a check on the car before you buy. best i have ever dealt. will definitely be recommending
Natalie Morley
3 April, 2025
Ashishbabu Shrestha
3 April, 2025
The service was not only quick but also incredibly impressive. I truly appreciate the trustworthiness they offer to their customers. Highly recommend!
Jude Hartlebury Jude
1 April, 2025
The whole experience was pretty smooth, just a couple buttons and you’re done.
Would recommend to younger drivers looking to purchase a car.
Jacek Gorka
1 April, 2025
Mark
1 April, 2025
App is easy to use and you can do whatever you need to on it to manage your account, the offer was very good and the customer service was friendly. I was actually really shocked by how easy and simple the whole process was. Thank you
Rich
1 April, 2025
Arranging the car finance was very smooth and was all completed in about 3 hours.
Alan
1 April, 2025
seamless application and payment and APR 3% cheaper than main dealer could offer. Thanks Carmoola 👍
Pay for your car with a plan that suits you.
Representative 13.9% APR
Carmoola is a trading name of Carmoola Limited which is registered in England & Wales, under Registered No. 12992987. Its Registered Office is First Floor, 1 Whittlebury Mews West, Primrose Hill, London, NW1 8HS. Carmoola Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 958057), and a member of CIFAS (the UK’s leading fraud prevention service).
Registered with the Information Commissioner’s Office in compliance with the Data Protection Regulations 2018 under registration ZA905089.
Finance is subject to status and is only available to Mainland UK residents aged 18 and over. Carmoola is committed to responsible lending.
To get in touch, email us at support@carmoola.co.uk
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