Find out how our app works. Within a few minutes you’ll be one step closer to your new car.
Whether you’re buying online or direct from a dealership, we’ve got you covered.
Everything you need to know about using Carmoola and car finance.
See what other people say about their Carmoola experience.
Our UK based support team are online 8am - 9pm every day.
Apply now to get access to thousands of Carmoola customers.
Clearly and colourfully make sense of which cars hold their value the best —and those that might have dropped like a stone.
Hire Purchase – or HP – is a type of car finance that lets you spread the cost of a car over an agreed length of time, after which you'll own the car outright.
Personal Contract Purchase - or PCP - is a flexible finance agreement that allows you to hand the car back, own it outright or trade it in for another at the end.
Refinance is the process of taking out a new finance agreement so you can pay off your current loan and switch to a new lender.
Our calculator will estimate how much interest you'll be paying and how much your payments might be each month.
Use our early settlement calculator to estimate the outstanding amount on your current HP or PCP agreement.
See if you’re eligible for a car loan - it's fast, free and has no impact on your credit score.
See what other people say about their Carmoola experience
Testimonials
New car owners are loving how easy it is to get car financing and driving off in their new wheels
Kumar Kannan
2 July, 2025
A very friendly customer support team. I had a great experience.
Mark Gleave
2 July, 2025
Kept me informed all the way. Quick to answer phone if I needed to speak to them.
Friendly and helpful.
Ahmed M Madani
2 July, 2025
Carmoola made my car financing incredibly simple. The fast and easy setup through their easy app meant a quick decision and payout. The interest rate was very competitive.
Best, kind and responsive customer service, Carmoola is highly recommended!
Patrick Brosnan
2 July, 2025
Straightforward process
Customer service support amazing
Nicola Simmons
1 July, 2025
Really easy to use the app to apply. Friendly, helpful and responsive.
Steffan Richards
1 July, 2025
Quick, easy and managed to secure a car within 24 hours from point of application.
Well recommended!
Brian Fleming
15 June, 2025
Will 100% use these again. Stress-free and no messing around. Pre approved at home and extremely easy to do with a very fast pay out. I'll never go the traditional route ever again and really good rates. Thanks for the excellent service. Would highly recommend and will definitely be using them again.
Gary
15 June, 2025
Changed my finance over with these within a few minutes. Really easy to do and saved money
Paul Railton
15 June, 2025
Super easy to use. 100% recommend
Shannon Hindle
14 June, 2025
The app is super easy to use and great customer service, real people on the other end of the phone that are so helpful.
Pay for your car with a plan that suits you.
Representative 13.9% APR
Carmoola is a trading name of Carmoola Limited which is registered in England & Wales, under Registered No. 12992987. Its Registered Office is First Floor, 1 Whittlebury Mews West, Primrose Hill, London, NW1 8HS. Carmoola Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 958057), and a member of CIFAS (the UK’s leading fraud prevention service).
Registered with the Information Commissioner’s Office in compliance with the Data Protection Regulations 2018 under registration ZA905089.
Finance is subject to status and is only available to Mainland UK residents aged 18 and over. Carmoola is committed to responsible lending.
To get in touch, email us at support@carmoola.co.uk
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