Find out how our app works. Within a few minutes you’ll be one step closer to your new car.
Whether you’re buying online or direct from a dealership, we’ve got you covered.
Everything you need to know about using Carmoola and car finance.
See what other people say about their Carmoola experience.
Our UK based support team are online 8am - 9pm every day.
Apply now to get access to thousands of Carmoola customers.
Clearly and colourfully make sense of which cars hold their value the best —and those that might have dropped like a stone.
Hire Purchase – or HP – is a type of car finance that lets you spread the cost of a car over an agreed length of time, after which you'll own the car outright.
Personal Contract Purchase - or PCP - is a flexible finance agreement that allows you to hand the car back, own it outright or trade it in for another at the end.
Refinance is the process of taking out a new finance agreement so you can pay off your current loan and switch to a new lender.
Our calculator will estimate how much interest you'll be paying and how much your payments might be each month.
Use our early settlement calculator to estimate the outstanding amount on your current HP or PCP agreement.
See if you’re eligible for a car loan - it's fast, free and has no impact on your credit score.
See what other people say about their Carmoola experience
Testimonials
New car owners are loving how easy it is to get car financing and driving off in their new wheels
Mike Ranson
22 January, 2025
Really easy process. Would 100% use them again
Sophie
21 January, 2025
I got the best APR! I would 100% recommend this company!!!
Nicola Bidgood
21 January, 2025
Extremely easy application and the App is very good too.
Thomas Mccleary
20 January, 2025
5 stars, super easy to use, applied, got my budget and paid for the car all in the same day, brilliant
Charlie
16 January, 2025
Was able to bank transfer straight to the dealership. Simple and easy.
EN
15 January, 2025
Friendly workers and super easy application process. Great rates and easy app to use - second time using them now!
Anna Sewell
15 January, 2025
All of the team who I dealt with, to refinance my car, were really helpful.
Their responses to any enquiries I had were quick and straightforward, it took a lot of stress away from me.
The app is easy to use and navigate around, which makes it easier to understand and track my cars finance.
Tommie Akeju
15 January, 2025
Your mode of service is very good and interesting
Sean Lowry
14 January, 2025
Extremely easy to use App with a fast paced experience from start to finish. Spoke with two members of staff who were extremely polite and helpful - the WhatsApp chat was also extremely helpful and made the experience a lot less stressful. Would highly recommend Carmoola to anyone!
Allwyn Jose
13 January, 2025
Lightning fast process, and the best customer support team ever. Got the principle approval in literally a few seconds, another few hours for the final approval, and that's it! Highly recommended.
Pay for your car with a plan that suits you.
Representative 13.9% APR
Carmoola is a trading name of Carmoola Limited which is registered in England & Wales, under Registered No. 12992987. Its Registered Office is First Floor, 1 Whittlebury Mews West, Primrose Hill, London, NW1 8HS. Carmoola Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 958057), and a member of CIFAS (the UK’s leading fraud prevention service).
Registered with the Information Commissioner’s Office in compliance with the Data Protection Regulations 2018 under registration ZA905089.
Finance is subject to status and is only available to Mainland UK residents aged 18 and over. Carmoola is committed to responsible lending.
To get in touch, email us at support@carmoola.co.uk
If you are struggling with, or worried about debt, MoneyHelper provide free support.
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