Find out how our app works. Within a few minutes you’ll be one step closer to your new car.
Whether you’re buying online or direct from a dealership, we’ve got you covered.
Everything you need to know about using Carmoola and car finance.
See what other people say about their Carmoola experience.
Our UK based support team are online 8am - 9pm every day.
Apply now to get access to thousands of Carmoola customers.
Clearly and colourfully make sense of which cars hold their value the best —and those that might have dropped like a stone.
Hire Purchase – or HP – is a type of car finance that lets you spread the cost of a car over an agreed length of time, after which you'll own the car outright.
Personal Contract Purchase - or PCP - is a flexible finance agreement that allows you to hand the car back, own it outright or trade it in for another at the end.
Refinance is the process of taking out a new finance agreement so you can pay off your current loan and switch to a new lender.
Our calculator will estimate how much interest you'll be paying and how much your payments might be each month.
Use our early settlement calculator to estimate the outstanding amount on your current HP or PCP agreement.
See if you’re eligible for a car loan - it's fast, free and has no impact on your credit score.
See what other people say about their Carmoola experience
Testimonials
New car owners are loving how easy it is to get car financing and driving off in their new wheels
Graeme Fairclough
14 March, 2026
Nice and easy. Set your budget, pick your car, pay and drive away
Saeed Muhammad
14 March, 2026
Alvin
14 March, 2026
Great easy and fast service competitive rates
Antony Goulding
13 March, 2026
Unbelievably easy and quick.
I work in a car dealership and I understand why people choose to go this route.
Derek Lowman
13 March, 2026
Everything quick and easy on the App
Alexandru Cantor
13 March, 2026
This is the easiest and quickest car finance on the market. Took me 3 minutes until I had the fund in my account, amazing 😀 thank you Carmoola
Sian
13 March, 2026
Customer service was excellent! I accidentally applied for the wrong amount and it was much easier to correct than I anticipated. I would highly recommend.
Bertrand Yangni
13 March, 2026
The entire journey — from getting your finance approved to paying for the car — is so fast and easy. I wouldn’t hesitate to recommend Carmoola to friends or family.
A.Georgiou
13 March, 2026
Setting a very progressive example.
Gemma
12 March, 2026
Really easy application and was approved within minutes.
Pay for your car with a plan that suits you.
Representative 13.9% APR
Carmoola is a trading name of Carmoola Limited which is registered in England & Wales, under Registered No. 12992987. Its Registered Office is First Floor, 1 Whittlebury Mews West, Primrose Hill, London, NW1 8HS. Carmoola Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 958057), and a member of CIFAS (the UK’s leading fraud prevention service).
Registered with the Information Commissioner’s Office in compliance with the Data Protection Regulations 2018 under registration ZA905089.
Finance is subject to status and is only available to Mainland UK residents aged 18 and over. Carmoola is committed to responsible lending.
To get in touch, email us at support@carmoola.co.uk
If you are struggling with, or worried about debt, MoneyHelper provide free support.
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