Find out how our app works. Within a few minutes you’ll be one step closer to your new car.
Whether you’re buying online or direct from a dealership, we’ve got you covered.
Everything you need to know about using Carmoola and car finance.
See what other people say about their Carmoola experience.
Our UK based support team are online 8am - 9pm every day.
Apply now to get access to thousands of Carmoola customers.
Clearly and colourfully make sense of which cars hold their value the best —and those that might have dropped like a stone.
Hire Purchase – or HP – is a type of car finance that lets you spread the cost of a car over an agreed length of time, after which you'll own the car outright.
Personal Contract Purchase - or PCP - is a flexible finance agreement that allows you to hand the car back, own it outright or trade it in for another at the end.
Refinance is the process of taking out a new finance agreement so you can pay off your current loan and switch to a new lender.
Our calculator will estimate how much interest you'll be paying and how much your payments might be each month.
Use our early settlement calculator to estimate the outstanding amount on your current HP or PCP agreement.
See if you’re eligible for a car loan - it's fast, free and has no impact on your credit score.
See what other people say about their Carmoola experience
Testimonials
New car owners are loving how easy it is to get car financing and driving off in their new wheels
Patricia Hardy-Dover
1 December, 2025
It was so easy, especially when you’re not internet savvy. Would highly recommend to my friends.
Thank you so much
Darren Guy
30 November, 2025
Absolutely fantastic experience and so much better than when I bought my last few cars and ended up sat in dealerships for half a day sorting out really confusing finance agreements that never felt right for me. Easy to find out what you can spend, easy to look on so many places for the car you want, I found my dream act and less than a week later bought it with the help of the app and the team at Carmoola. How car finance should be in this day and age. Thank you, the team were so great and the service was excellent.
Sohaib Ali
30 November, 2025
Charlie Hicks
29 November, 2025
Simple, efficient and honest
Lewis Wilson
28 November, 2025
Applying was quick and easy, the team were extremely helpful, they responded promptly to any concerns and the payment process was super simple.
Thank you to the team that helped me buy my new car.
Hasan Bin Naseer
27 November, 2025
It was a very blissful experience, very straightforward. Carmoola helped me find the right finance option for my first car on finance. Cheerio!
David Gilbert
25 November, 2025
Such an easy, stress free process. The easiest finance company I have ever dealt with.
Tom Joseph
25 November, 2025
Christopher Smith
24 November, 2025
Honestly these guys are amazing at providing finance for your next car.
Im still in shock at how easy it was and the customer support is second to none, someone was always at hand when and if i needed them.
Thank you so much Carmoola, i love my new car and thank you so much for the help you gave me when i needed!
A superb expereince from start to finish, i will be telling everyone to go to you for there car finance!
Nat Leader
23 November, 2025
Brilliant app, allows you to manage payments and money with flexibility
Pay for your car with a plan that suits you.
Representative 13.9% APR
Carmoola is a trading name of Carmoola Limited which is registered in England & Wales, under Registered No. 12992987. Its Registered Office is First Floor, 1 Whittlebury Mews West, Primrose Hill, London, NW1 8HS. Carmoola Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 958057), and a member of CIFAS (the UK’s leading fraud prevention service).
Registered with the Information Commissioner’s Office in compliance with the Data Protection Regulations 2018 under registration ZA905089.
Finance is subject to status and is only available to Mainland UK residents aged 18 and over. Carmoola is committed to responsible lending.
To get in touch, email us at support@carmoola.co.uk
If you are struggling with, or worried about debt, MoneyHelper provide free support.
Copyright © Carmoola All Rights Reserved