Find out how our app works. Within a few minutes you’ll be one step closer to your new car.
Whether you’re buying online or direct from a dealership, we’ve got you covered.
Everything you need to know about using Carmoola and car finance.
See what other people say about their Carmoola experience.
Our UK based support team are online 8am - 9pm every day.
Apply now to get access to thousands of Carmoola customers.
Clearly and colourfully make sense of which cars hold their value the best —and those that might have dropped like a stone.
Hire Purchase – or HP – is a type of car finance that lets you spread the cost of a car over an agreed length of time, after which you'll own the car outright.
Personal Contract Purchase - or PCP - is a flexible finance agreement that allows you to hand the car back, own it outright or trade it in for another at the end.
Refinance is the process of taking out a new finance agreement so you can pay off your current loan and switch to a new lender.
Our calculator will estimate how much interest you'll be paying and how much your payments might be each month.
Use our early settlement calculator to estimate the outstanding amount on your current HP or PCP agreement.
See if you’re eligible for a car loan - it's fast, free and has no impact on your credit score.
See what other people say about their Carmoola experience
Testimonials
New car owners are loving how easy it is to get car financing and driving off in their new wheels
David Carrington
31 January, 2026
Absolutely blown away how super easy Carmoola have been from me making my first enquiry 4 days ago. I finally chose my dream car. They literally paid for it within the hour. I can't recommend them enough. No complicated forms, everything done via their app. If only everything in life was this simple. Thank you Carmoola
Graham Brewer
31 January, 2026
The process from start to finish was simple and straightforward with very friendly and helpful staff on hand if needed, I wouldn’t hesitate to use CARMOOLA again and would 100% recommend to friends and family
K T Anderson
30 January, 2026
From start to finish, the process was straightforward, professional, transparent and some of the best deals around. Great network of trusted dealers who are very easy to deal with. Great app too. I really cannot praise Carmoola enough. Picking up my new car on Monday, and can't wait.
JF Pozzetto
28 January, 2026
Dilshad Abdulkadir
27 January, 2026
Great experience with this car finance company. The process was quick and easy, and the staff were very friendly and helpful throughout. Highly recommend.
Clive Bishop
27 January, 2026
It was so easy and did not take a lot of time. No sales guy pushing you and all worked so easy.
Gareth Wobschall
27 January, 2026
A Green
26 January, 2026
App was fantastic to use with a wide range of trusted dealers and others where it has been used before. Having the virtual card made things so much more smoother
Ashley Cooke
25 January, 2026
Brilliant service, super straightforward. Will 100% use in the future!
S Adams
25 January, 2026
Funds within 10 minutes. Fantastic service. Well done.
Pay for your car with a plan that suits you.
Representative 13.9% APR
Carmoola is a trading name of Carmoola Limited which is registered in England & Wales, under Registered No. 12992987. Its Registered Office is First Floor, 1 Whittlebury Mews West, Primrose Hill, London, NW1 8HS. Carmoola Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 958057), and a member of CIFAS (the UK’s leading fraud prevention service).
Registered with the Information Commissioner’s Office in compliance with the Data Protection Regulations 2018 under registration ZA905089.
Finance is subject to status and is only available to Mainland UK residents aged 18 and over. Carmoola is committed to responsible lending.
To get in touch, email us at support@carmoola.co.uk
If you are struggling with, or worried about debt, MoneyHelper provide free support.
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