Find out how our app works. Within a few minutes you’ll be one step closer to your new car.
Whether you’re buying online or direct from a dealership, we’ve got you covered.
Everything you need to know about using Carmoola and car finance.
See what other people say about their Carmoola experience.
Our UK based support team are online 8am - 9pm every day.
Apply now to get access to thousands of Carmoola customers.
Clearly and colourfully make sense of which cars hold their value the best —and those that might have dropped like a stone.
Hire Purchase – or HP – is a type of car finance that lets you spread the cost of a car over an agreed length of time, after which you'll own the car outright.
Personal Contract Purchase - or PCP - is a flexible finance agreement that allows you to hand the car back, own it outright or trade it in for another at the end.
Refinance is the process of taking out a new finance agreement so you can pay off your current loan and switch to a new lender.
Our calculator will estimate how much interest you'll be paying and how much your payments might be each month.
Use our early settlement calculator to estimate the outstanding amount on your current HP or PCP agreement.
See if you’re eligible for a car loan - it's fast, free and has no impact on your credit score.
See what other people say about their Carmoola experience
Testimonials
New car owners are loving how easy it is to get car financing and driving off in their new wheels
David Wallace
8 October, 2025
A very fast and enjoyable experience very professional, efficient service to the point I could find nothing to fault the service at all, I'm now the new owner of my new Kia Sportage thanks to Carmoola.
Hi Cawthorn
8 October, 2025
All questions answered swiftly and efficiently. Reassuring customer service. All the stress of obtaining finance taken away. Their app is outstanding and easy to use.
Roxanne Watson
8 October, 2025
Customer service was excellent too. Can’t recommend enough!
Albano Pereira
7 October, 2025
Stacey Gray
7 October, 2025
Such an easy switch from one car finance company to Carmoola, saving me £127 per month with the same term remaining!! Amazing team to deal with, personable with vast knowledge….happy customer here 🙌
Philip Given
7 October, 2025
James Naude
6 October, 2025
Donna Jones
6 October, 2025
Brian Taylor
6 October, 2025
I can't give enough praise for Carmoola. Right from the very start with my initial application. Every step has been so easy. The app is absolutely great 👍. I've been given a great interest rate and the communication from them has been brilliant.
It was brilliant that they carried out all checks on the car before I bought it, giving me peace of mind.
I would 100% recommend
John Radford
6 October, 2025
The quickest and easiest way to buy a car ever. Easy to follow the stages with no hassle
Pay for your car with a plan that suits you.
Representative 13.9% APR
Carmoola is a trading name of Carmoola Limited which is registered in England & Wales, under Registered No. 12992987. Its Registered Office is First Floor, 1 Whittlebury Mews West, Primrose Hill, London, NW1 8HS. Carmoola Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 958057), and a member of CIFAS (the UK’s leading fraud prevention service).
Registered with the Information Commissioner’s Office in compliance with the Data Protection Regulations 2018 under registration ZA905089.
Finance is subject to status and is only available to Mainland UK residents aged 18 and over. Carmoola is committed to responsible lending.
To get in touch, email us at support@carmoola.co.uk
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