Find out how our app works. Within a few minutes you’ll be one step closer to your new car.
Whether you’re buying online or direct from a dealership, we’ve got you covered.
Everything you need to know about using Carmoola and car finance.
See what other people say about their Carmoola experience.
Our UK based support team are online 8am - 9pm every day.
Apply now to get access to thousands of Carmoola customers.
Clearly and colourfully make sense of which cars hold their value the best —and those that might have dropped like a stone.
Hire Purchase – or HP – is a type of car finance that lets you spread the cost of a car over an agreed length of time, after which you'll own the car outright.
Personal Contract Purchase - or PCP - is a flexible finance agreement that allows you to hand the car back, own it outright or trade it in for another at the end.
Refinance is the process of taking out a new finance agreement so you can pay off your current loan and switch to a new lender.
Our calculator will estimate how much interest you'll be paying and how much your payments might be each month.
Use our early settlement calculator to estimate the outstanding amount on your current HP or PCP agreement.
See if you’re eligible for a car loan - it's fast, free and has no impact on your credit score.
See what other people say about their Carmoola experience
Testimonials
New car owners are loving how easy it is to get car financing and driving off in their new wheels
Dan Pearce
19 August, 2025
Very easy process, all online and straightforward. Easy to tailor the quote to my needs and website one of the most intuitive I have used. Interest rate competitive and documents were easy to understand. Really recommend.
Mbusi Busani Ndlovu
19 August, 2025
Dealership was a bit slow with processing but Carmoola stepped in and got everything sorted for me, not to mention the customer support that was on top of things. Would highly recommend
Christopher Adams
19 August, 2025
Bought a new car and looked for a new finance company. Carmoola offered the best rates on the market.
App is awesome and so easy to use. After requesting they make a payment for the car, Carmoola paid within less than 10 minutes.
Ashton Matthews-Fenech
19 August, 2025
The experience was fantastic. Had to call up a couple of times, and each time the team were concise and answered all of my queries.
Additionally, the app is intuitive and I was able to pay for my next car within the space of a week.
Interest rates offered are good, and comparable to that of a loan, but worlds easier to set up.
Richard Heaton
19 August, 2025
I arranged my car finance through Carmoola and had an excellent experience. From start to finish, the process was smooth, straightforward, and very user friendly.
A special thank you to Kayleigh and Tom for their outstanding support throughout. Their professionalism and approachability made the whole journey stress free.
I would happily recommend Carmoola to anyone looking for car finance.
Nick Alford
19 August, 2025
Lahiru Dissanayake
17 August, 2025
Debbie Richardson
17 August, 2025
James Inskip
16 August, 2025
Made car buying stress free 🙂 would definitely recommend to all.
Thanks Carmoola
David Brannan
16 August, 2025
From start to finish everything was quick and easy from installing the app and navigating my way through the app. Once I had found the car I wished to buy arranged a date to collect car and payment was very quick and was on the road within 30 mins. Would highly recommend
Pay for your car with a plan that suits you.
Representative 13.9% APR
Carmoola is a trading name of Carmoola Limited which is registered in England & Wales, under Registered No. 12992987. Its Registered Office is First Floor, 1 Whittlebury Mews West, Primrose Hill, London, NW1 8HS. Carmoola Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 958057), and a member of CIFAS (the UK’s leading fraud prevention service).
Registered with the Information Commissioner’s Office in compliance with the Data Protection Regulations 2018 under registration ZA905089.
Finance is subject to status and is only available to Mainland UK residents aged 18 and over. Carmoola is committed to responsible lending.
To get in touch, email us at support@carmoola.co.uk
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