Find out how our app works. Within a few minutes you’ll be one step closer to your new car.
Whether you’re buying online or direct from a dealership, we’ve got you covered.
Everything you need to know about using Carmoola and car finance.
See what other people say about their Carmoola experience.
Our UK based support team are online 8am - 9pm every day.
Apply now to get access to thousands of Carmoola customers.
Clearly and colourfully make sense of which cars hold their value the best —and those that might have dropped like a stone.
Hire Purchase – or HP – is a type of car finance that lets you spread the cost of a car over an agreed length of time, after which you'll own the car outright.
Personal Contract Purchase - or PCP - is a flexible finance agreement that allows you to hand the car back, own it outright or trade it in for another at the end.
Refinance is the process of taking out a new finance agreement so you can pay off your current loan and switch to a new lender.
Our calculator will estimate how much interest you'll be paying and how much your payments might be each month.
Use our early settlement calculator to estimate the outstanding amount on your current HP or PCP agreement.
See if you’re eligible for a car loan - it's fast, free and has no impact on your credit score.
See what other people say about their Carmoola experience
Testimonials
New car owners are loving how easy it is to get car financing and driving off in their new wheels
Danny Jones
24 March, 2025
Simon Mapstone
24 March, 2025
I found the whole process from start to finish extremely clear, simple and smooth. very impressed would highly recommend
Samrah Ahmed
11 March, 2025
Very easy to use and great for finance offers.
Mathew Williams
10 March, 2025
Loads of local car dealerships to choose from. Extremely quick and hassle free once I found the car I wanted
Wai Lun Jeffrey Lau
9 March, 2025
Light speed WhatsApp response!!! Good team work :)
Eniola Elizabeth Martin
8 March, 2025
I have never seen a finance company that’s so supportive like Carmoola. Thank you Carmoola for your supports, encouragement, and assistance when I needed it more.
Andrea Robertson
8 March, 2025
The selection of dealerships and cars made it perfect to buy the right car. I felt reassured that the company checked out the car for anything suspicious about the car and only the best dealerships with good customer service and reputation. Brilliant interest rates.
Parris Robinson
8 March, 2025
the fact you get a Card to use to pay is brilliant. Very happy Carmoola thank you.
Lucy May Smith
6 March, 2025
Amazing way to finance your car
Henry Hamber
5 March, 2025
It was an amazing and efficient service from initial consultation until purchase. It is my easiest and most effective buying experience to date!
Particularly impressed with the lady that dealt with my case. Have not asked for permission to use her name but very thankful.
Pay for your car with a plan that suits you.
Representative 13.9% APR
Carmoola is a trading name of Carmoola Limited which is registered in England & Wales, under Registered No. 12992987. Its Registered Office is First Floor, 1 Whittlebury Mews West, Primrose Hill, London, NW1 8HS. Carmoola Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 958057), and a member of CIFAS (the UK’s leading fraud prevention service).
Registered with the Information Commissioner’s Office in compliance with the Data Protection Regulations 2018 under registration ZA905089.
Finance is subject to status and is only available to Mainland UK residents aged 18 and over. Carmoola is committed to responsible lending.
To get in touch, email us at support@carmoola.co.uk
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