Find out how our app works. Within a few minutes you’ll be one step closer to your new car.
Whether you’re buying online or direct from a dealership, we’ve got you covered.
Everything you need to know about using Carmoola and car finance.
See what other people say about their Carmoola experience.
Our UK based support team are online 8am - 9pm every day.
Apply now to get access to thousands of Carmoola customers.
Clearly and colourfully make sense of which cars hold their value the best —and those that might have dropped like a stone.
Hire Purchase – or HP – is a type of car finance that lets you spread the cost of a car over an agreed length of time, after which you'll own the car outright.
Personal Contract Purchase - or PCP - is a flexible finance agreement that allows you to hand the car back, own it outright or trade it in for another at the end.
Refinance is the process of taking out a new finance agreement so you can pay off your current loan and switch to a new lender.
Our calculator will estimate how much interest you'll be paying and how much your payments might be each month.
Use our early settlement calculator to estimate the outstanding amount on your current HP or PCP agreement.
See if you’re eligible for a car loan - it's fast, free and has no impact on your credit score.
See what other people say about their Carmoola experience
Testimonials
New car owners are loving how easy it is to get car financing and driving off in their new wheels
Frankie
24 March, 2026
Adrian Mountford
24 March, 2026
I very highly recommended Carmoola to everyone. The whole experience was first class
Leon Thomas
24 March, 2026
So simple and easy to use and great to have peace of mind and certainty walking in to a car dealership!
Jamie Lindsay
23 March, 2026
After buying a Tesla from a BIG car group I was told I didn't qualify for the advertised 10.9% April & was presented with 13.9%. I knew that wasn't correct. S quick google search & I found Carmoola & 5 mins later Carmoola offered me 8.9%APR, saving me £70 a month. Then within another 10 mins the funds were available. Superb service & I would recommend to anyone. Thank you Carmoola
Tracy
23 March, 2026
The whole process from finding out my eligibility to buying my car was completed in easy, well explained steps.
Would recommend.
Imtiyaz Khan
23 March, 2026
Very grateful to Carmoola team.
Thank you
M Jeffs
23 March, 2026
The car finance process was explained clearly and made super easy with no hassle at all. Would definitely recommend!
Tanaj
23 March, 2026
Nicholas
22 March, 2026
The whole process was easy fast and went according to plan
Adam Richards
22 March, 2026
Pay for your car with a plan that suits you.
Representative 14.9% APR
Carmoola is a trading name of Carmoola Limited which is registered in England & Wales, under Registered No. 12992987. Its Registered Office is First Floor, 1 Whittlebury Mews West, Primrose Hill, London, NW1 8HS. Carmoola Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 958057), and a member of CIFAS (the UK’s leading fraud prevention service).
Registered with the Information Commissioner’s Office in compliance with the Data Protection Regulations 2018 under registration ZA905089.
Finance is subject to status and is only available to Mainland UK residents aged 18 and over. Carmoola is committed to responsible lending.
To get in touch, email us at support@carmoola.co.uk
If you are struggling with, or worried about debt, MoneyHelper provide free support.
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