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Discover everything you need to know about car finance in our dedicated articles. Tips on buying a new car, exploring different loan options, or seeking advice on refinancing, we've got you covered with our expert guides. Check out interest rates, loan terms, credit considerations, and more!

Car Finance

Most popular Car Finance articles

What are the top 5 used car websites in the UK?

Thanks to the internet, searching for a used car in the UK is easier than ever before. You can simply head online, visit a used...

Hire purchase or leasing? Key differences and what to choose

When you’re choosing between hire purchase and leasing, the key difference is whether you want to own the car or if you prefer...

Can you get car finance without a driving licence?

Yes, some lenders offer car finance without a driving licence, but Carmoola requires a full UK driving licence to complete an...

Dealerships still dominate - but must adapt to shifting buyer expectations, report shows

New research* from Carmoola, the direct-to-consumer car finance lender, reveals a major shift in how UK consumers buy and finance...

PCP vs HP car finance: what's the difference and which is better?

When you're choosing between a PCP or HP car finance, the decision often depends on whether you prefer lower monthly payments or...

How to refinance your PCP balloon payment

Choosing to refinance a balloon payment on your PCP finance agreement replaces that intimidating lump sum with monthly payments....

All Car Finance articles

How to improve your credit score

If you’re looking to boost your credit score, we can help! We’ll show you ways to improve your credit profile, and timelines for...

The used car finance market is changing rapidly

In a financial landscape where regulatory scrutiny is heightened and consumer trust is waning, the direct-to-consumer proposition...

Can you get Hire Purchase with a balloon payment?

When it comes to types of car finance, the possibilities are (almost) endless. If you’ve been doing your research, you’ve...

Car insurance groups explained

When it comes to buying your next set of wheels, you might already have an idea of how much you can afford to spend. But buying...

What does being pre-approved for car finance mean?

When you’re first setting out on your car finance journey, getting pre-approved is often the first milestone you’ll hit. Being...

Can I extend my car finance repayment term?

Time flies, except maybe when it comes to your car finance agreement. With repayment terms lasting anywhere from one to six...

What can I do if I can’t afford my repayments?

We don’t like to do it often but, to paraphrase Ronan Keating, life can be a rollercoaster – especially when it comes to your...

Types of car finance explained

Buying a car is a big decision, and how you finance it is equally crucial.

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