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Discover everything you need to know about car finance in our dedicated articles. Tips on buying a new car, exploring different loan options, or seeking advice on refinancing, we've got you covered with our expert guides. Check out interest rates, loan terms, credit considerations, and more!

Car Finance

Most popular Car Finance articles

Can I finance a car for someone else to drive?

You can take out car finance for someone else to drive if it’s under the right agreement terms and it reflects who will actually...

How to pay off car finance early for PCP or HP car finance

You can pay off your car finance early on a PCP or HP agreement by settling the finance balance or returning the car through...

What is voluntary termination? Ending car finance early

In simple terms, voluntary termination allows you to end a PCP or HP car finance agreement early by returning the vehicle, once...

Hire purchase interest rates and APR explained

Hire purchase interest rates are the interest charged on a car finance agreement, while APR (Annual Percentage Rate) shows the...

What are the top 5 used car websites in the UK?

Thanks to the internet, searching for a used car in the UK is easier than ever before. You can simply head online, visit a used...

Hire purchase or leasing? Key differences and what to choose

When you’re choosing between hire purchase and leasing, the key difference is whether you want to own the car or if you prefer...

All Car Finance articles

What is negative equity car finance?

Anything with the word ‘negative’ in its name is understandably likely to ring alarm bells, but if you’re one of the many people...

How long does information stay on your credit report?

What does your credit report say about you? This ever-evolving bank of information gives lenders a unique insight into how you...

What does ‘approved in principle’ mean?

There’s nothing quite like getting that notification and seeing the word ‘approved’ after submitting a car finance application. ...

Can I buy a car on a credit card?

From the weekly shop to a splurgey holiday abroad, you can buy almost anything with a credit card, but what about a car? The...

How to improve your credit score

If you’re looking to boost your credit score, we can help! We’ll show you ways to improve your credit profile, and timelines for...

The used car finance market is changing rapidly

In a financial landscape where regulatory scrutiny is heightened and consumer trust is waning, the direct-to-consumer proposition...

Can you get Hire Purchase with a balloon payment?

When it comes to types of car finance, the possibilities are (almost) endless. If you’ve been doing your research, you’ve...

Car insurance groups explained

When it comes to buying your next set of wheels, you might already have an idea of how much you can afford to spend. But buying...

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