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Discover everything you need to know about car finance in our dedicated articles. Tips on buying a new car, exploring different loan options, or seeking advice on refinancing, we've got you covered with our expert guides. Check out interest rates, loan terms, credit considerations, and more!

Car Finance

Most popular Car Finance articles

Which credit reference agencies do lenders use?

When applying for car finance, your credit score can make a significant difference to the APR you’re offered, your repayment...

What is negative equity car finance?

Anything with the word ‘negative’ in its name is understandably likely to ring alarm bells, but if you’re one of the many people...

How long does information stay on your credit report?

What does your credit report say about you? This ever-evolving bank of information gives lenders a unique insight into how you...

What does ‘approved in principle’ mean?

There’s nothing quite like getting that notification and seeing the word ‘approved’ after submitting a car finance application. ...

Can I buy a car on a credit card?

Weekly food shop, cinema trip, flights to somewhere sunny – almost every purchase you make can be paid on credit card. But what...

How to improve your credit score

If you’re planning on financing your next set of wheels, a good credit score doesn't just increase your chances of approval. It...

All Car Finance articles

Will Very Pay affect my credit score?

If you’re browsing Very with a specific item in mind or simply hoping to indulge in a little retail therapy, the prospect of Very...

Are all car finance interest rates fixed?

Interest is the price you’ll pay when borrowing money to buy a new or used car.

How will defaults affect my credit score?

When money gets tight, keeping up with your monthly payments can quickly become a juggling act. Sometimes, despite our best...

Can I get car finance without a deposit?

Our cars are typically the most costly financial commitment, most people have after paying our rent or making mortgage repayments...

What checks are done for car finance?

Applying for car finance can feel like stepping into unknown territory, especially when it comes to understanding the checks that...

Does Klarna improve my credit score?

If you’re looking to treat yourself to some retail therapy or need to make an emergency purchase but you don’t have the cash...

Will Direct Debits improve my credit score?

If you’ve got a mobile phone contract, a monthly subscription (ahem or several. Think Netflix, Disney, or that Apple charge you...

How do I know if I was mis-sold car finance?

The recent investigation by the FCA into mis-sold car finance could see millions of consumers receive compensation. While the...

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