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Discover everything you need to know about car finance in our dedicated articles. Tips on buying a new car, exploring different loan options, or seeking advice on refinancing, we've got you covered with our expert guides. Check out interest rates, loan terms, credit considerations, and more!

Car Finance

Most popular Car Finance articles

What does the total amount payable mean in car finance?

Total amount payable is the full amount you’ll pay for a car finance deal, including the amount you borrow, interest, and any...

Getting car finance with a CCJ: what you need to know

You might still be able to get car finance with a CCJ (County Court Judgment), but you’re likely to face stricter checks and...

Car finance for new UK residents: a guide for expats & visa holders

If you’re new to the UK, or if you’ve moved back after being away for a while, you may be able to get car finance in the UK with...

Can I finance a car for someone else to drive?

You can take out car finance for someone else to drive if it’s under the right agreement terms and it reflects who will actually...

How to pay off car finance early for PCP or HP car finance

You can pay off your car finance early on a PCP or HP agreement by settling the finance balance or returning the car through...

What is voluntary termination? Ending car finance early

In simple terms, voluntary termination allows you to end a PCP or HP car finance agreement early by returning the vehicle, once...

All Car Finance articles

Can you drive in the UK on a foreign licence?

If you’re new to the UK, you might be keen to get behind the wheel to explore on the open road. You can usually drive in the UK...

What happens if my car is written off and it’s still on finance?

Accidents happen. When split-second decisions and challenging conditions make driving difficult at the best of times, even the...

Which credit reference agencies do lenders use?

When applying for car finance, your credit score can make a significant difference to the APR you’re offered, your repayment...

What is negative equity car finance?

Anything with the word ‘negative’ in its name is understandably likely to ring alarm bells, but if you’re one of the many people...

How long does information stay on your credit report?

What does your credit report say about you? This ever-evolving bank of information gives lenders a unique insight into how you...

What does ‘approved in principle’ mean?

There’s nothing quite like getting that notification and seeing the word ‘approved’ after submitting a car finance application. ...

Can I buy a car on a credit card?

From the weekly shop to a splurgey holiday abroad, you can buy almost anything with a credit card, but what about a car? The...

How to improve your credit score

If you’re looking to boost your credit score, we can help! We’ll show you ways to improve your credit profile, and timelines for...

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