All articles related to Car Finance
Discover everything you need to know about car finance in our dedicated articles. Tips on buying a new car, exploring different loan options, or seeking advice on refinancing, we've got you covered with our expert guides. Check out interest rates, loan terms, credit considerations, and more!
Most popular Car Finance articles
Can I finance a car for someone else to drive?
You can take out car finance for someone else to drive if it’s under the right agreement terms and it reflects who will actually...
How to pay off car finance early for PCP or HP car finance
You can pay off your car finance early on a PCP or HP agreement by settling the finance balance or returning the car through...
What is voluntary termination? Ending car finance early
In simple terms, voluntary termination allows you to end a PCP or HP car finance agreement early by returning the vehicle, once...
Hire purchase interest rates and APR explained
Hire purchase interest rates are the interest charged on a car finance agreement, while APR (Annual Percentage Rate) shows the...
What are the top 5 used car websites in the UK?
Thanks to the internet, searching for a used car in the UK is easier than ever before. You can simply head online, visit a used...
Hire purchase or leasing? Key differences and what to choose
When you’re choosing between hire purchase and leasing, the key difference is whether you want to own the car or if you prefer...
All Car Finance articles
PCP vs HP car finance: what's the difference and which is better?
When you're choosing between a PCP or HP car finance, the decision often depends on whether you prefer lower monthly payments or...
How to refinance your PCP balloon payment
Choosing to refinance a balloon payment on your PCP finance agreement replaces that intimidating lump sum with monthly payments....
What to do if your car on finance is broken beyond repair
Your car’s dead, the repair bill’s sky-high, or insurance has called it a write-off. But the finance payments? Still ticking...
What is GMFV in PCP car finance? Guaranteed Minimum Future Value explained
GMFV, or Guaranteed Minimum Future Value, is the amount your lender estimates your car will be worth at the end of your PCP...
Does financing a car build your credit?
Financing a car can build credit when you make payments on time, but it can damage your score if you miss payments or take on...
Can you drive in the UK on a foreign licence?
If you’re new to the UK, you might be keen to get behind the wheel to explore on the open road. You can usually drive in the UK...
What happens if my car is written off and it’s still on finance?
Accidents happen. When split-second decisions and challenging conditions make driving difficult at the best of times, even the...
Which credit reference agencies do lenders use?
When applying for car finance, your credit score can make a significant difference to the APR you’re offered, your repayment...
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