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Discover everything you need to know about car finance in our dedicated articles. Tips on buying a new car, exploring different loan options, or seeking advice on refinancing, we've got you covered with our expert guides. Check out interest rates, loan terms, credit considerations, and more!

Car Finance

Most popular Car Finance articles

PCP vs HP car finance: what's the difference and which is better?

When you're choosing between a PCP or HP car finance, the decision often depends on whether you prefer lower monthly payments or...

Is car refinancing right for you? Benefits and risks to consider

Refinancing your car can give you benefits like lowering your monthly payments or reducing interest costs, depending on your...

How to refinance your PCP balloon payment

Choosing to refinance a balloon payment on your PCP finance agreement replaces that intimidating lump sum with monthly payments....

What to do if your car on finance is broken beyond repair

Your car’s dead, the repair bill’s sky-high, or insurance has called it a write-off. But the finance payments? Still ticking...

What are the top 5 used car websites in the UK?

Thanks to the internet, searching for a used car in the UK is easier than ever before. You can simply head online, visit a used...

What is GMFV in PCP car finance? Guaranteed Minimum Future Value explained

GMFV, or Guaranteed Minimum Future Value, is the amount your lender estimates your car will be worth at the end of your PCP...

All Car Finance articles

How will defaults affect my credit score?

When money gets tight, keeping up with your monthly payments can quickly become a juggling act. Sometimes, despite our best...

Can I get car finance without a deposit?

Our cars are typically the most costly financial commitment, most people have after paying our rent or making mortgage repayments...

What checks are done for car finance?

If you're considering car finance, you may be wondering what checks are involved in securing approval for a loan. Understanding...

Does Klarna improve my credit score?

If you’re looking to treat yourself to some retail therapy or need to make an emergency purchase but you don’t have the cash...

Will Direct Debits improve my credit score?

If you’ve got a mobile phone contract, a monthly subscription (ahem or several. Think Netflix, Disney, or that Apple charge you...

How do I know if I was mis-sold car finance?

The recent investigation by the FCA into mis-sold car finance could see millions of consumers receive compensation. While the...

Will a student loan affect my credit score?

Your credit score is a really important part of your financial profile - it has an impact on loads of things, including your...

Does Paypal Credit affect my credit score?

Do you pay with PayPal?

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