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Used car finance in Nottingham
Join Nottingham drivers who've already checked their car finance budget with Carmoola. No lengthy paperwork, no stress – just fast, fair deals.
Borrowing amount
Your monthly payments would be
- 🗓️ 48 month contract,
- 💰 £0 deposit,
- ✅ and an excellent credit score
For illustration purposes only. The rate and budget you may be offered will be based on your individual circumstances. This is not an offer or a quote for finance.
12990
drivers in Nottingham got their car finance budget
4.9
stars on Trustpilot
165+
approved dealers in Nottingham
#1
fastest growing car finance app
Easy car finance in Nottingham
No sales calls or lengthy paperwork. You only need our app, and a full driving licence.
Find your next car in Nottingham
Your local car search just got smarter. Browse thousands of cars from approved dealerships and see what fits your budget.
Find my dream carAm I eligible for car finance in Nottingham?
To apply for car finance in Nottingham, you’ll need to be over 18, a UK resident for 3+ years, hold a UK driving licence, and be able to show proof of income if needed.
Best used car dealers in Nottingham
You can finance your next car with Carmoola at over
165
approved dealerships across Nottingham and East Midlands. From the city centre to West Bridgford, Beeston, and beyond you’ll find some of the best used car dealers in the region.
And with more than
10727
dealerships accepting Carmoola across the UK, you're covered wherever your next adventure begins.
Top 5 car dealerships in Nottingham offering finance with Carmoola
Here are five top-rated used car dealerships in Nottingham, each known for great service and trusted cars:
Top 5 car dealerships in Nottingham offering finance with Carmoola
Here are five top-rated used car dealerships in Nottingham, each known for great service and trusted cars:
Vogue Auto Group
Hamilton Rd, Sutton-in-Ashfield, NG17 5LD
G H Motors (Mansfield) Limited
Old Mill Lane, Mansfield, Nottinghamshire, NG19 9AL
Sarah Cox Cars
Unit 3 Longland Lane, Newark, Nottinghamshire, NG22 8HW
The House of Cars Southwell Limited
Crewe Lane Southwell Nottingham Nottinghamshire, NG25 0TX
Reliable Cars4You Ltd
BLEACHERS YARD, RADFORD ROAD, Nottingham, Nottinghamshire, NG7 7EB
Browse our full list of Carmoola-approved dealerships in Nottingham
Browse dealershipsCarmoola is not directly affiliated with any of these companies
Real Nottingham drivers. Real stories
From city commutes to countryside drives, see how real Nottingham drivers financed their cars with Carmoola. Their words, their journeys, their keys in hand.
Car finance examples in Nottingham
Wondering how much car finance in Nottingham might cost you? We’ve crunched the numbers on a Ford Fiesta (one of the most popular used cars in Nottingham!) to show you real APR examples. From HP to PCP and even refinancing, here’s how it could look with Carmoola.
Borrowing £10,000 over 54 months with a representative APR of 13.9%, an annual interest rate of 13.9% (Fixed) and a deposit of £0, the amount payable would be £246 per month, with a total cost of credit of £3,284 and a total amount payable of £13,285, including a one-off Option to Purchase fee of £1.
Borrowing £10,000 over 48 months with a representative APR of 13.9%, an annual interest rate of 13.9% (Fixed) and a deposit of £0, the amount payable would be £208 for 47 months, followed by an optional final payment of £4,001. The total cost of credit would be £3,776, and the total amount payable would be £13,777, including a one-off Option to Purchase fee of £1.
Borrowing £10,000 over 54 months with a representative APR of 13.9%, an annual interest rate of 13.9% (Fixed) and a deposit of £0, the amount payable would be £246 per month, with a total cost of credit of £3,284 and a total amount payable of £13,285, including a one-off Option to Purchase fee of £1.
Car finance in Nottingham FAQs
Check below for the answers to some of our most frequently asked questions about car finance in Nottingham and driving around. Got more questions? Head over to our FAQs page 👍
What do I need to apply for car finance in Nottingham?
Applying for car finance in Nottingham is quick and fully online with Carmoola. You’ll just need to answer a few simple questions in our app. We’ll run a soft credit check to confirm your eligibility, but it won’t affect your credit score.
Here’s what we’ll need from you:
- Your full name and date of birth
- Your address in Nottingham and how long you’ve lived there
- Your employment status and income before tax
- How much do you want to borrow
To finish your application, you’ll also need to upload:
- Proof of ID – like a UK driving licence
- Proof of income – like bank statements
We offer UK-wide car finance. So, whether you’re based in West Bridgford or Arnold, you can apply anytime, anywhere. To get started, Get A Budget!
Can you get a car on finance in Nottingham with zero deposit?
Yes, you can get used car finance with no deposit in Nottingham, especially with HP car finance (Hire Purchase). For PCP car finance (Personal Contract Purchase), a 10% deposit is more common to reduce monthly repayments. Higher-value cars may be harder to finance with £0 upfront, but there are plenty of affordable options out there. Approval depends on the car’s make, model and price, and your eligibility.
Can I get car finance without a credit check in Nottingham?
No, every car finance application in the UK requires a credit check. You might see ads for no credit check car finance online, but here’s the deal: all regulated lenders must carry out at least a soft credit check to assess your eligibility. It won’t affect your score, but it helps make sure any offer is fair and affordable. However, we'll run a full credit check, or 'hard credit search' if you choose to sign your Carmoola agreement, which may impact your credit profile.
Can I get a car finance with bad credit in Nottingham?
Yes, you might be able to get a car finance with bad credit (low credit score) in Nottingham. The amount you can borrow with a poor credit score varies by lender. It might be less than if you had good credit, and the interest rates may be higher. Providing a larger deposit or having a guarantor could increase the amount you're eligible to borrow.
As a lender, Carmoola will look at your full financial picture. If we can’t help right now, we may be able to refer you to one of our trusted partners who might be able to. In those cases where we can’t offer finance ourselves, Carmoola will act as a credit broker.
Can I get a car on finance if I'm unemployed in Nottingham?
Being unemployed doesn’t automatically mean you won’t qualify for car finance in Nottingham. However, lenders like Carmoola will need to see proof of income, such as benefits or self-employment earnings.
And more
happy drivers across the UK 👋
I’m loving my new car life 🚗
Angelina Range Rover Evoque
Amazing efficiency and a professional way of financing. The paperless system is the top notch.
Biliat Range Rover Evoque
I bought my very own first car using Carmoola. They helped me out so much with the whole process.
Bethany Fiat 500
Easy to join. Thanks Carmoola, my dream has come true.
HoJing Toyota GT86
Carmoola is just the best, everything happened in minutes and their staff are simply the best. They made my experience perfect.
Kudzanai DS 3
..and thousands more happy customers.
Outstanding help and support
Got a question? Our friendly, UK-based team is here from
8am - 9pm EVERY day, via WhatsApp, email, SMS or phone.
