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Used car finance in Bristol
Join Bristol drivers who've already checked their car finance budget with Carmoola. Get approved for car finance in just 60 seconds with zero impact on your credit score to apply.
Borrowing amount
Your monthly payments would be
- 🗓️ 48 month contract,
- 💰 £0 deposit,
- ✅ and an excellent credit score
For illustration purposes only. The rate and budget you may be offered will be based on your individual circumstances. This is not an offer or a quote for finance.
3705
drivers in Bristol got their car finance budget
4.9
stars on Trustpilot
166+
approved dealers in Bristol
#1
fastest growing car finance app
Easy car finance in Bristol
No sales calls or lengthy paperwork. You only need our app, and a full driving licence.
Find your next car in Bristol
Your local car search just got smarter. Browse thousands of cars from approved dealerships and see what fits your budget.
Find my dream carAm I eligible for car finance in Bristol?
To apply for car finance in Bristol, you’ll need to be over 18, a UK resident for 3+ years, hold a UK driving licence, and be able to show proof of income if needed.
Best used car dealers in Bristol
You can finance your next car with Carmoola at over 110 approved dealerships across Bristol. From the city centre to Clifton, Bedminster, Redland and beyond, you’ll find some of the best used car dealers in the region. And with more than 10727 dealerships accepting Carmoola across the UK, you're covered wherever your next adventure begins.
Top 5 car dealerships in Bristol offering finance with Carmoola
Here are five top-rated used car dealerships in Bristol, each known for great service and trusted cars:
Top 5 car dealerships in Bristol offering finance with Carmoola
Here are five top-rated used car dealerships in Bristol, each known for great service and trusted cars:
Surecar Direct
Unit 3 Stoke View Road, Fishponds, Bristol, BS16 3AE
Motor Village
Albert Road, Bristol, Gloucestershire, BS2 0XS
Roberts Hill Ltd
Unit 8 Brunel Court Dean Road, Yate, Bristol, England, BS37 5PD
Valentine's Specialist Cars Ltd
Unit 10, T T TRADING ESTATE, Hatters' Ln, Chipping Sodbury, Bristol, BS37 6AA
Cater Road Cars
11-16 Cater Road, Bristol, Somerset, BS13 7TW
Browse our full list of Carmoola-approved dealerships in Bristol
Browse dealershipsCarmoola is not directly affiliated with any of these companies
Real Bristol drivers. Real stories
From city commutes to Cotswolds escapes, see how real Bristol drivers financed their cars with Carmoola. Their words, their journeys, their keys in hand.
Car finance examples in Bristol
Wondering how much car finance in Bristol might cost you? We’ve crunched the numbers on a Mercedes-Benz A-Class (one of the most popular used cars in Bristol!) to show you real APR examples. From HP to PCP and even refinancing, here’s how it could look with Carmoola.
Borrowing £10,000 over 54 months with a representative APR of 13.9%, an annual interest rate of 13.9% (Fixed) and a deposit of £0, the amount payable would be £246 per month, with a total cost of credit of £3,284 and a total amount payable of £13,285, including a one-off Option to Purchase fee of £1.
Borrowing £10,000 over 48 months with a representative APR of 13.9%, an annual interest rate of 13.9% (Fixed) and a deposit of £0, the amount payable would be £208 for 47 months, followed by an optional final payment of £4,001. The total cost of credit would be £3,776, and the total amount payable would be £13,777, including a one-off Option to Purchase fee of £1.
Borrowing £10,000 over 54 months with a representative APR of 13.9%, an annual interest rate of 13.9% (Fixed) and a deposit of £0, the amount payable would be £246 per month, with a total cost of credit of £3,284 and a total amount payable of £13,285, including a one-off Option to Purchase fee of £1.
Car finance in Bristol FAQs
Check below for the answers to some of our most frequently asked questions about car finance in Bristol and driving around. Got more questions? Head over to our FAQs page 👍
What do I need to apply for car finance in Bristol?
Applying for car finance in Bristol is quick and fully online with Carmoola. You’ll just need to answer a few simple questions in our app. We’ll run a soft credit check to confirm your eligibility, but it won’t affect your credit score.
Here’s what we’ll need from you:
- Your full name and date of birth
- Your address in Bristol and how long you’ve lived there
- Your employment status and income before tax
- How much do you want to borrow
To finish your application, you’ll also need to upload:
- Proof of ID – like a UK driving licence
- Proof of income – like bank statements
We offer UK-wide car finance. So, whether you’re based in Clifton or Bedminster, you can apply anytime, anywhere. To get started, Get A Budget!
Can you get car finance with zero deposit in Bristol?
Yes, you can get used car finance with no deposit in Bristol, especially with HP car finance (Hire Purchase). For PCP car finance (Personal Contract Purchase), a 10% deposit is more common to reduce monthly repayments. Higher-value cars may be harder to finance with £0 upfront, but there are plenty of affordable options out there. Approval depends on the car’s make, model and price, and your eligibility.
Can I get car finance without a credit check in Bristol?
No, every car finance application in the UK requires a credit check. You might see ads for no credit check car finance online, but here’s the deal: all regulated lenders must carry out at least a soft credit check to assess your eligibility. It won’t affect your score, but it helps make sure any offer is fair and affordable. However, we'll run a full credit check, or 'hard credit search' if you choose to sign your Carmoola agreement, which may impact your credit profile.
Can I get a car finance with bad credit in Bristol?
Yes, you might be able to get car finance with bad credit (low credit score) in Bristol. The amount you can borrow with a poor credit score varies by lender. It might be less than if you had good credit, and the interest rates may be higher. Providing a larger deposit or having a guarantor could increase the amount you're eligible to borrow.
As a lender, Carmoola will look at your full financial picture. If we can’t help right now, we may be able to refer you to one of our trusted partners who might be able to. In those cases where we can’t offer finance ourselves, Carmoola will act as a credit broker.
Can I get a car on finance if I'm unemployed in Bristol?
Being unemployed doesn’t automatically mean you won’t qualify for car finance in Bristol. However, lenders like Carmoola will need to see proof of income, such as benefits or self-employment earnings.
And more
happy drivers across the UK 👋
I’m loving my new car life 🚗
Angelina Range Rover Evoque
Amazing efficiency and a professional way of financing. The paperless system is the top notch.
Biliat Range Rover Evoque
I bought my very own first car using Carmoola. They helped me out so much with the whole process.
Bethany Fiat 500
Easy to join. Thanks Carmoola, my dream has come true.
HoJing Toyota GT86
Carmoola is just the best, everything happened in minutes and their staff are simply the best. They made my experience perfect.
Kudzanai DS 3
..and thousands more happy customers.
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