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Hire Purchase – or HP – is a type of car finance that lets you spread the cost of a car over an agreed length of time, after which you'll own the car outright.
Personal Contract Purchase - or PCP - is a flexible finance agreement that allows you to hand the car back, own it outright or trade it in for another at the end.
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Competition | Start date | Closing date | Terms and Conditions |
---|---|---|---|
Latitude Roof Tents Giveaway | 19/09/2025 17:00 GMT+1 |
29/09/2025 17:00 GMT+1 |
The prize is a tent valued at £1,250 RRP, arranged and fulfilled directly by Latitude Tents in partnership with Carmoola. The specific model and colour may be subject to availability. Latitude Tents is solely responsible for the condition, quality and delivery of the product. Carmoola does not accept any responsibility for these matters. Nothing in these terms affects the winner’s statutory rights, which continue to apply against Latitude Tents as the supplier of the prize. The prize does not include any cover or liability for damage to the winner’s car, property, or for any personal injury arising from the installation or use of the tent. Responsibility for the installation, use and ongoing ownership of the tent rests with the winner. The winner is advised to read the information set out in Latitude Tents’ FAQs and warranty, which provide guidance on use, installation, and aftercare of the tent. To enter this competition, participants must follow @carmoolaapp on Instagram, ‘like’ the relevant competition post on Instagram, and tag a friend in the comments. No purchase is necessary. Participants may also repost the giveaway using Instagram’s repost feature for an additional entry. Entries from private accounts may not be visible to Carmoola and therefore may not be counted; it is the entrant’s responsibility to ensure their entry can be verified. The winner will be announced on 30 September 2025 on Carmoola’s Instagram and contacted the same day via Instagram DM. If the winner does not respond and/or supply eligibility details (UK residency and aged 18+) within 48 hours, a different winner may be selected. Delivery can be arranged to the winner’s UK address, or the winner may choose to travel to Latitude Tents’ warehouse in Frome, Somerset, where free installation is available. If the tent is delivered, the cost of delivery will be covered by Carmoola, and installation will remain the responsibility of the winner. |
Dec/Jan Carmoola Car Loan Payoff | N/A | 14/02/2025 | To enter this competition, you must be a new or existing Carmoola customer who applied directly via the app or website. Applications via price comparison websites or brokers are not eligible. Your loan must be activated by 23:59 on 14th February 2025 to qualify. Only active customers on the date of the draw are eligible, and the winner will be selected on 15th February 2025 and the winning entrant will be contacted on the 17th February 2025. All entrants who have taken out a loan will receive one entry, with the opportunity to earn additional entries. You can submit a selfie featuring yourself with your car through the competition landing page for +3 entries, and share the selfie publicly on Instagram tagging @carmoolaapp for +10 entries. These bonus entries can only be used once per person - although you may submit multiple selfies and social media posts, the bonus entries are capped at one of each type. The winner will have their car loan paid off up to £15,000. If the loan balance is lower, the remaining balance will be cleared. If the loan exceeds £15,000, the overpayment will be applied according to Early Settlement Regulations with an interest rebate. By submitting an image, you grant Carmoola the right to use it for marketing purposes. Please ensure that taking out a loan is suitable for your financial circumstances. |
Carmoola is a trading name of Carmoola Limited which is registered in England & Wales, under Registered No. 12992987. Its Registered Office is First Floor, 1 Whittlebury Mews West, Primrose Hill, London, NW1 8HS. Carmoola Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 958057), and a member of CIFAS (the UK’s leading fraud prevention service).
Registered with the Information Commissioner’s Office in compliance with the Data Protection Regulations 2018 under registration ZA905089.
Finance is subject to status and is only available to Mainland UK residents aged 18 and over. Carmoola is committed to responsible lending.
To get in touch, email us at support@carmoola.co.uk
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