Over 23,850 Birmingham drivers are already approved for car finance with Carmoola. Ready to join them?
Top cars bought by our customers in Birmingham
Find out how our app works. Within a few minutes you’ll be one step closer to your new car.
Whether you're buying online or directly from a dealership, we've got you covered.
Everything you need to know about using Carmoola and car finance.
See what other people say about their Carmoola experience.
Our UK based support team are online 8am-9pm every day.
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Clearly and colourfully make sense of which cars hold their value the best —and those that might have dropped like a stone.
Hire Purchase – or HP – is a type of car finance that lets you spread the cost of a car over an agreed length of time, after which you'll own the car outright.
Personal Contract Purchase - or PCP - is a flexible finance agreement that allows you to hand the car back, own it outright or trade it in for another at the end.
Refinance is the process of taking out a new finance agreement so you can pay off your current loan and switch to a new lender.
Our calculator will estimate how much interest you'll be paying and how much your payments might be each month.
Use our early settlement calculator to estimate the outstanding amount on your current HP or PCP agreement.
See if you’re eligible for a car loan - it's fast, free and has no impact on your credit score.
There are over 270 dealerships in Birmingham accepting Carmoola, making it easier than ever to find, finance, and drive away in your dream car.
Rates from as low as 6.9% APR, Representative 13.9% APR
With hundreds of makes and models available, our approved dealerships in Birmingham offer a wide range of used vehicles to suit every style and budget. Endless chances to meet the one (we mean the car).
We partner with the best car dealerships in Birmingham to make your car-buying experience easier, faster, and more reliable. Whether you’re in Solihull, Selly Oak or Smethwick, our approved car dealers are just around the corner.
We regularly check the quality of our approved dealerships against some of the following criteria:
Sort your finance upfront with flexible options and great rates before stepping into a dealership.
No sales calls or lengthy paperwork. You only need our app, and a full driving licence.
See how much you can borrow
In just 60 seconds, see how much you can borrow towards your next car
Unlimited free car checks
Find your dream car, and make sure it’s shipshape. Usually £9.99 per check!
Buy your dream car
Add your Carmoola card to your wallet and tap to pay at the dealership
Give your car a name
Make it official – name your car and start your adventure with Carmoola
Over 23,850 Birmingham drivers are already approved for car finance with Carmoola. Ready to join them?
Top cars bought by our customers in Birmingham
Nissan Qashqai
BMW 1 Series
Ford Fiesta
Here are the most frequently asked questions about dealerships in Birmingham.
Got more questions? Head over to our FAQs page 👍
It can be! Car dealers in Birmingham often have more stock and more competition, which can mean better prices, especially on used cars. Keep an eye out for local deals, compare listings, and check what you can afford using our car finance calculator.
Top sites like Auto Trader and Motors.co.uk list loads of second-hand cars in Birmingham. But if you’ve already sorted your car finance with Carmoola, you can search for used cars directly in our app. It’s perfect if you’ve got your budget but haven’t found the right car yet, helping you buy a second-hand car in Birmingham faster and with more confidence. Not sure where to start? Check out our guide on how to search for the best used cars to get inspired and shop smarter.
Yes, you can haggle with car dealers in Birmingham, especially when buying used cars. Dealerships often expect it, so do your homework, set a clear budget, and be ready to negotiate the car price or extras. Sorting your car finance in Birmingham beforehand (hello, Carmoola 👋) gives you the upper hand.
Got a question? Our friendly, UK-based team is here from
8am - 9pm EVERY day, via WhatsApp, email, SMS or phone.