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All articles related to Car Finance

Discover everything you need to know about car finance in our dedicated articles. Tips on buying a new car, exploring different loan options, or seeking advice on refinancing, we've got you covered with our expert guides. Check out interest rates, loan terms, credit considerations, and more!

Car Finance

Most popular Car Finance articles

PCP vs HP car finance: what's the difference and which is better?

When you're choosing between a PCP or HP car finance, the decision often depends on whether you prefer lower monthly payments or...

Is car refinancing right for you? Benefits and risks to consider

Refinancing your car can give you benefits like lowering your monthly payments or reducing interest costs, depending on your...

How to refinance your PCP balloon payment

Choosing to refinance a balloon payment on your PCP finance agreement replaces that intimidating lump sum with monthly payments....

What to do if your car on finance is broken beyond repair

Your car’s dead, the repair bill’s sky-high, or insurance has called it a write-off. But the finance payments? Still ticking...

What are the Top 5 Used Car Websites in the UK?

What are the top 5 used car websites in the UK?

Thanks to the internet, searching for a used car in the UK is easier than ever before. You can simply head online, visit a used...

What is GMFV in PCP car finance? Guaranteed Minimum Future Value explained

GMFV, or Guaranteed Minimum Future Value, is the amount your lender estimates your car will be worth at the end of your PCP...

All Car Finance articles

2 Min Read

Can I end my HP agreement early?

When it comes to car finance, Hire Purchase – HP for short – is one of the most popular ways to spread the cost of buying a car...

1 Min Read

PCP vs leasing: Which is better?

If you’re looking into your options for car financing, it can be confusing. Personal Contract Purchase (PCP) and leasing both...

1 Min Read

Can I end my PCP agreement early?

Splitting the cost of financing a new car into smaller, monthly repayments with a Personal Contract Purchase (or PCP finance)...

1 Min Read

Who pays for servicing and repairs on PCP finance?

When you enter into a PCP finance (Personal Contract Purchase) agreement, you become the registered keeper of the car, but you...

2 Min Read

What does representative APR mean?

APR, PCP, HP – the world of car finance is full of acronyms, but don’t panic; we’re here to help cut through the jargon.

APR is...

2 Min Read

How long does car finance approval take?

When you’re counting down the days, hours, and minutes until you can pick up the keys to your new car, the last thing you want to...

2 Min Read

Car finance admin fees explained

Unfortunately, fees are a (slightly annoying) fact of life. While we’d all prefer to avoid them where possible, some extra...

2 Min Read

What is Voluntary Termination?

When finance agreements can last four, five, or even six years, our individual circumstances can change a lot over the course of...