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All articles related to Car Finance

Discover everything you need to know about car finance in our dedicated articles. Tips on buying a new car, exploring different loan options, or seeking advice on refinancing, we've got you covered with our expert guides. Check out interest rates, loan terms, credit considerations, and more!

Car Finance

Most popular Car Finance articles

What are the Top 5 Used Car Websites in the UK?

What are the top 5 used car websites in the UK?

Thanks to the internet, searching for a used car in the UK is easier than ever before. You can simply head online, visit a used...

Hire purchase or leasing? Key differences and what to choose

When you’re choosing between hire purchase and leasing, the key difference is whether you want to own the car or if you prefer...

Can you get car finance without a driving licence?

Yes, some lenders offer car finance without a driving licence, but Carmoola requires a full UK driving licence to complete an...

Dealerships still dominate - but must adapt to shifting buyer expectations, report shows

New research* from Carmoola, the direct-to-consumer car finance lender, reveals a major shift in how UK consumers buy and finance...

PCP vs HP car finance: what's the difference and which is better?

When you're choosing between a PCP or HP car finance, the decision often depends on whether you prefer lower monthly payments or...

How to refinance your PCP balloon payment

Choosing to refinance a balloon payment on your PCP finance agreement replaces that intimidating lump sum with monthly payments....

All Car Finance articles

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What is a credit score and why is it important?

Learn what a credit score is, how it’s calculated, and why it matters. Discover the key factors that influence your score, and...

1 Min Read

Does car finance affect your credit score?

Thinking about getting a car through finance can lead to a lot of important and potentially complex questions, like how it could...

1 Min Read

Is gap insurance worth it on a used car?

When buying a used car, there’s a lot of decisions to make, from choosing the right model to sorting out your finance options.🤔

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Car home delivery – all you need to know

What could be better than buying a car from the comfort of your sofa? With everything from our weekly food shop and Friday night...

2 Min Read

Does GAP insurance work if my car is stolen?

Whether you wake up with an empty space on your driveway or find out your pride and joy is missing when the police knock on your...

1 Min Read

Can I get out of a lease agreement early?

Leasing a car can be an affordable way to drive the car you want, especially if you’re a sucker for a brand new model kitted out...

1 Min Read

Can I refinance my car loan?

Life is unpredictable, and your circumstances could change a lot during the term of a car finance agreement. Refinancing can be a...

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Can I claim back VAT on my HP finance?

Considering getting a new car on hire purchase, and wondering where you stand with the VAT? The UK tax system is not known for...