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Discover everything you need to know about car finance in our dedicated articles. Tips on buying a new car, exploring different loan options, or seeking advice on refinancing, we've got you covered with our expert guides. Check out interest rates, loan terms, credit considerations, and more!

Car Finance

Most popular Car Finance articles

What does the total amount payable mean in car finance?

Total amount payable is the full amount you’ll pay for a car finance deal, including the amount you borrow, interest, and any...

Getting car finance with a CCJ: what you need to know

You might still be able to get car finance with a CCJ (County Court Judgment), but you’re likely to face stricter checks and...

Car finance for new UK residents: a guide for expats & visa holders

If you’re new to the UK, or if you’ve moved back after being away for a while, you may be able to get car finance in the UK with...

Can I finance a car for someone else to drive?

You can take out car finance for someone else to drive if it’s under the right agreement terms and it reflects who will actually...

How to pay off car finance early for PCP or HP car finance

You can pay off your car finance early on a PCP or HP agreement by settling the finance balance or returning the car through...

What is voluntary termination? Ending car finance early

In simple terms, voluntary termination allows you to end a PCP or HP car finance agreement early by returning the vehicle, once...

All Car Finance articles

What is outstanding finance?

Car finance can be a great way of spreading the cost of a new or used car. By splitting the lump sum into affordable monthly...

How does joint car finance work?

Sometimes, it’s better not to go it alone. Joint car finance is a type of loan that you apply for with another person, usually...

Can I appeal a car finance decision?

Rejection hurts. No matter whether it’s a job, romantic partner, or car finance application, that ‘thanks, but no thanks’ message...

Car finance part exchange calculator

Part exchanging a car that's under car finance isn’t just a straightforward trade.

What is an ‘Option to purchase’ fee?

We know car finance is awesome, because it’s a flexible and affordable way of getting to drive the car you want. That’s why we’re...

Is there a buy now pay later car finance option?

Need to get back behind the wheel urgently but can’t make your first payment right now? It might sound like an impossible...

What is a cooling-off period?

So you’ve just signed on the dotted line of your brand-new car finance agreement, with your dream car firmly within your sights....

What’s the difference between a lender and a broker?

At first glance, the world of car finance can look complicated – but, we promise, it doesn’t need to be. While there are a whole...

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