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Discover everything you need to know about car finance in our dedicated articles. Tips on buying a new car, exploring different loan options, or seeking advice on refinancing, we've got you covered with our expert guides. Check out interest rates, loan terms, credit considerations, and more!

Car Finance

Most popular Car Finance articles

Can you get car finance without a driving licence?

Yes, some lenders offer car finance without a driving licence, but Carmoola requires a full UK driving licence to complete an...

Dealerships still dominate - but must adapt to shifting buyer expectations, report shows

New research* from Carmoola, the direct-to-consumer car finance lender, reveals a major shift in how UK consumers buy and finance...

PCP vs HP car finance: what's the difference and which is better?

When you're choosing between a PCP or HP car finance, the decision often depends on whether you prefer lower monthly payments or...

How to refinance your PCP balloon payment

Choosing to refinance a balloon payment on your PCP finance agreement replaces that intimidating lump sum with monthly payments....

What to do if your car on finance is broken beyond repair

Your car’s dead, the repair bill’s sky-high, or insurance has called it a write-off. But the finance payments? Still ticking...

What are the top 5 used car websites in the UK?

Thanks to the internet, searching for a used car in the UK is easier than ever before. You can simply head online, visit a used...

All Car Finance articles

What’s the longest loan length you can get?

The car finance journey is one with more than a few crossroads to navigate. You’ll be asked to make several decisions before you...

What are the rules and regulations around car finance?

Buying a car is kind of a big deal. After a house, it’s one of the most expensive things most of us will ever buy (unless you’re...

Can I modify a financed car?

Whether you’re dreaming of adding a fresh set of alloys or a personalised wrap, making performance tweaks to the engine, or...

What do I do if I’ve bought a car with outstanding finance?

Buying a new car should be one of life's most exciting moments, but what happens when your dream wheels come with the extra...

What if my car finance is approved and later declined?

Your car finance journey can feature a few twists and turns. Once you’ve decided to apply, enter your details online and click...

What's a payment holiday?

Life can be unpredictable, and when you sign up for a car finance agreement for three years or more, you’ve got no way of knowing...

What does affordability mean?

So you’ve decided what you need from your next car. Enough room for both kids and a big shop, with Apple Carplay to keep everyone...

What is the approval process for getting car finance?

At first glance, the journey from car finance application to final approval can feel like a bit of mystery. And while a little...

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