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Discover everything you need to know about car finance in our dedicated articles. Tips on buying a new car, exploring different loan options, or seeking advice on refinancing, we've got you covered with our expert guides. Check out interest rates, loan terms, credit considerations, and more!

Car Finance

Most popular Car Finance articles

Can you get car finance without a driving licence?

Yes, some lenders offer car finance without a driving licence, but Carmoola requires a full UK driving licence to complete an...

Dealerships still dominate - but must adapt to shifting buyer expectations, report shows

New research* from Carmoola, the direct-to-consumer car finance lender, reveals a major shift in how UK consumers buy and finance...

PCP vs HP car finance: what's the difference and which is better?

When you're choosing between a PCP or HP car finance, the decision often depends on whether you prefer lower monthly payments or...

How to refinance your PCP balloon payment

Choosing to refinance a balloon payment on your PCP finance agreement replaces that intimidating lump sum with monthly payments....

What to do if your car on finance is broken beyond repair

Your car’s dead, the repair bill’s sky-high, or insurance has called it a write-off. But the finance payments? Still ticking...

What are the top 5 used car websites in the UK?

Thanks to the internet, searching for a used car in the UK is easier than ever before. You can simply head online, visit a used...

All Car Finance articles

Can I get car finance with no credit history?

Your credit score will be checked if you apply for car finance, and if it’s not as shiny as you’d like - or you don’t have one at...

I’ve just moved to the UK can I get car finance?

If you’re new to the UK, or if you’ve moved back after being away for a while, you might be keen to get behind the wheel. It may...

How much car finance can you afford?

When it comes to buying a car, your budget is everything. Understanding how much you can comfortably borrow is crucial, as it...

What finance is available for electric cars?

Electric cars have a lot going for them. They produce zero direct emissions, are relatively cheap to run, incentivised by the...

Can you finance a hybrid car?

The short answer is: absolutely, yes! Whether you're planning on going green for the environment or just hoping to make some...

What paperwork do I need to apply for car finance?

When you buy a car with a finance agreement, it’s a bit like going for a job interview. You’ll need to prove who you are, where...

What is hire purchase (HP) finance?

Hire Purchase (HP for short) is a popular type of car finance that lets you spread the cost of a new or used car into monthly...

Can I get car finance if I’m self-employed?

Striking out on your own has never been more popular. And with over four million self-employed people working in the UK, if...

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